TD Unlimited Chequing Account:
1Transactions/Debit Transactions include: withdrawals, transfers, cheques, pre-authorized payments, bill payments and Debit Payment purchases. For details on fees, please see: https://www.td.com/ca/en/personal-banking/products/bank-accounts/accounts-fees
2A TD Unlimited Chequing Account (the “New Chequing Account”) must be opened in order to qualify for the monthly account fee rebate. The monthly account fee will only be rebated for the first 12 months that the New Chequing Account is open and is limited to one account per person and the type of chequing account cannot change during the 12-month period. The monthly account fee rebate only applies to the regular/pro-rated monthly fee; all other fees will continue to apply. If the minimum monthly balance is maintained in the New Chequing Account in any given month during the first 12 months that the account is open and the monthly account fee is not charged, no monthly account fee rebate will be applied for that month. For details on fees, please see: https://www.td.com/ca/en/personal-banking/products/bank-accounts/accounts-fees
3You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada, you will pay the foreign exchange related fee.
4Limited Time TD Unlimited Chequing Account Offer: The $400 Cash offer is available to individuals qualifying as New to Canada, that are the age of majority at time of account opening in their province or territory who:
a. Open a TD Unlimited Chequing Account (the New Chequing Account) between June 4, 2024 and September 26, 2024, and
b. Complete any two of the following with the New Chequing Account:
- Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before November 30, 2024. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.
- Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before November 30, 2024;
- Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account before November 30, 2024. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-authorized Debit.
Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
The following are not eligible for the $400 Cash offer:
- Customers who already have a TD Chequing account that was closed on or after June 4, 2023; or
- Customers who received any Chequing account offers from TD in 2021, 2022, 2023; or
- TD staff members or any TD customers who have a joint account with a TD staff member.
For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $400 Cash offer per customer per New Chequing Account.
The $400 cash will be deposited to the new Chequing Account within 12 weeks of all conditions being met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot be waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $400 is deposited to the New Chequing Account.
We can change, extend, or withdraw the $400 Cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
For information about Chequing Account transactions and a complete list of account fees, see About Our Accounts and Related Services.
TD All-Inclusive:
5Subject to availability, a value of $60.00 annually.
6Ordered online through EasyWeb; any style, including premium cheques.
7You pay no monthly fee if you have the minimum monthly balance indicated or more in your account at the end of each day in the month.
8Subject to credit approval. Annual Fee rebate applies only for the Primary Cardholder of one of the following new (to you) TD Credit Cards – TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite* Card, TD Platinum Travel Visa* Card or TD Cash Back Visa Infinite* Card, and for one Authorized User Card for the same TD Credit Card Account for as long as the All-Inclusive Account remains open and in good standing. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.
9You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada, you will pay the foreign exchange-related fee.
TD EveryDay Savings
10No transaction fees for transfers or pre-authorized transfer services from this account to another TD chequing or savings account, except for transfers by cheque or through Interac e-Transfer®, which are treated as Debit Transactions.
TD ePremium
12This account earns a higher rate of interest than the TD Every Day Savings Account.
13No transaction fees for transfers from this account to another TD chequing or savings account when using EasyWeb Internet Banking or the TD app, except for transfers by cheque or through Interac e-Transfer and no transaction fees for pre-authorized transfer services from this account to another TD chequing or savings account. All other transfers between accounts are treated as Debit Transactions.
14The TD app and the TD MySpend app are free to download; however, standard wireless carrier message and data rates may apply.
15You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third-party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile.
16 Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian-dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S.-dollar account.
